SAFEChecks has helped clients in Los Angeles and throughout the United States prevent check fraud and stay scam-free with our business checks.

A void pantograph and a method for generating the same are disclosed herein. The void pantograph includes a foreground portion based on a region of an image that is defined using a predetermined filter, and a background portion based on another region of the. Copy Void Pantograph. This patented security feature is an indiscernible dot pattern designed into the SuperBusinessCheck. When the check is copied or scanned by many copiers, the word 'void' appears and invalidates the copy.

The SuperBusinessCheck is one of the most secure checks in the world. Designed by Frank Abagnale with 16 safety features, the check is virtually impossible to replicate or to alter without the fraud becoming evident.

Amgraf has a long history of innovation in security document composition. Our MECCA 2000 software includes exceptional features for designing the most secure documents. While we encourage you to consider licensing MECCA 2000, we know that sometimes all that is needed is a Void Pantograph for a special situation.

Wellspring Software features the PrintBoss and LaserCheck software packages which interface with. Software; Free Trial; Bank. Void Pantograph Micro Printed. Variable Data Void Pantographs. The void pantograph created from. Pantograph can be identified with existing segmentation software. The “information” in. Oct 6, 2011 - Introduction. After scanning/copying, the void pantograph becomes visible (Figures 5 and 7) to the human eye. In addition to manual identification of the void pantograph by a human viewer, a void pantograph can be identified with existing segmentation software. The “information” in the void pantograph can be segmented.

Our SuperBusinessCheck includes the following check security features:

• Fourdrinier Watermark
• Thermochromatic Ink
• High-resolution Borders
• Microprinting
• Chemical Wash Detection Boxes
• Prismatic Printing

• Laid Lines
• Warning Banner
• Controlled Paper Stock
• Chemically Reactive Paper
• UV Light-Sensitive Ink
• UV Light-Sensitive Fibers

Nationwide Check Security Services

Clients throughout the United States choose SAFEChecks for our check security services. Our checks are fully compatible with today's Check 21 environment (bank imaging). The SuperBusinessCheck has a distinct appearance and combination of safety features which give the greatest deterrence to check fraud. The SuperBusinessCheck is printed on tightly controlled, true-watermarked security paper. For your protection, checks are never sold blank without first being customized for a specific customer. If you are interested in obtaining the Abagnale SuperBusinessCheck, please get in touch with us today!

Customized Controlled Paper Stock

The SuperBusinessCheck is manufactured in the USA with top quality, premium-grade security paper made by Appleton Papers. The check stock is tightly controlled, and no checks are ever sold completely blank. Every check order is customized in some way for the end user. Companies that print their own name, address, MICR line, etc. on their checks still receive some type of customization on the SuperBusinessCheck that is unique to their company.

Fourdrinier Watermark

The SuperBusinessCheck contains a dual-tone Fourdrinier (true) watermark that is pressed into the paper at the mill and is visible from either side when held to the light. This dual-tone true watermark provides instant authenticity of the document and cannot be replicated, copied or scanned.

Thermochromatic Ink

The front of the SuperBusinessCheck contains two pink lock-and-key icons printed with thermochromatic (heat-sensitive) ink that fades away when heated above 85° and reappears when cooled. This thermochromatic icon can be rubbed or breathed on for instant authentication of the check. Color copiers cannot reproduce the reactivity of thermochromatic ink.

Toner Anchorage

The SuperBusinessCheck paper is treated with toner anchorage that helps bond the toner onto the paper when printed with a hot laser printer. Without toner anchorage, criminals can alter laser checks by lifting off the printing with common office tape. See “Laser Printing and Check Fraud” in the Abagnale Fraud Bulletin, available through SAFEChecks.

Explicit Warning Bands

The SuperBusinessCheck has two warning banners that explicitly describe specific overt security features and advise the recipient to look for these features before accepting the check. These warning banners may also deter forgers from 'experimenting' with the check.

Copy Void Pantograph

This patented security feature is an indiscernible dot pattern designed into the SuperBusinessCheck. When the check is copied or scanned by many copiers, the word 'void' appears and invalidates the copy.

Chemical Sensitivity

The SuperBusinessCheck reacts to over 80 different chemicals. When chemically washed, the SuperBusinessCheck will stain, or discolor and will no longer look like the original document.

Chemical Wash Detection Box

The back of the SuperBusinessCheck contains a box describing the effects of check washing on the check. The check is reactive to over 80 chemicals, and the box may act as a deterrent to chemical tampering.

Prismatic Printing

The design of the SuperBusinessCheck includes an intricate background with subtle gradations between colors. The intricacy and gradations are difficult to reproduce on most color copiers.

High-Resolution Borders

The SuperBusinessCheck is engineered with intricately designed borders that are difficult to duplicate. High-resolution borders are ideal for covert security because the design often distorts when copied.

Chemically Reactive Ink

The dark blue high-resolution borders on the SuperBusinessCheck are made with specially formulated SICPA ink. The borders dissolve when soaked in acetone, showing clear evidence of chemical tampering.

Sequenced Inventory Control Numbers

Every SuperBusinessCheck that is not numbered on the face in the MICR line has a sequenced inventory control number printed on the back. Numbering every check is imperative for audit and control purposes. It discourages internal theft when an accurate log is maintained.

Laid Lines

Lines of varying width and spacing are printed on the back of each SuperBusinessCheck to deter cut-and-paste alterations.

Fluorescent Ink

A security seal and Frank Abagnale’s trademarked “signature” is printed on the back of the check in ultraviolet ink. It becomes visible under ultraviolet light and helps authenticate the original document.

Fluorescent Fibers

The SuperBusinessCheck contains ultraviolet light-sensitive fibers embedded in the paper that fluoresce under UV light and further serve as an authentication tool.

Microprinting

The SuperBusinessCheck contains printing so small that it appears as a line to the human eye, and can only be read with a magnifying glass. Microprinting will often blur when scanned or photocopied.

'Do Not Negotiate' on Back Panel

“Do Not Negotiate” is printed on the back panels of the SuperBusinessCheck stubs. This prevents someone from taking a blank panel and making a fraudulent check on true watermark paper.

Security Features Listed on Back of Check

The SuperBusinessCheck security features are printed on the back panel of each check. This can aid the recipient in knowing which security features to look for in authenticating the check.

Styles and Formats

Laser - Middle

Laser - 3-On-A-Sheet

Pressure Seal

Legal Laser Second Panel

From Void Pantograph Glossary Term: Void Pantograph: A pantograph screen that has the word 'VOID' hidden in it, created by using special screens and background designs. PDF Void pantographs (VPs) have been an important part of the security printing toolkit for several decades. When crafted for a specific printing technology, VPs provide an almost 'magical. I made a copy on my photocopier and the hidden message did not appear. A One of the most popular security features - and the one that is the most undependable - is hidden message technology. This is the feature that is known as the 'VOID' pantograph or 'VOID' Background. Arcis Digital Security is the leading provider of void pantograph anti-copy technology as well as covert authentication document security features to the print industry. When it comes to traditional print processes such as offset sheet fed, web and flexographic print, we are the largest licensor of our patented Void Pantograph (VP) Technology. Pantograph 4000™ Pantograph 4000 is your first line of defense against fraud. This next-generation void pantograph technology has proven the most effective on the.

Security printing is the field of the printing industry that deals with the printing of items such as banknotes, cheques, passports, tamper-evidentlabels, security tapes, product authentication, stock certificates, postage stamps and identity cards. The main goal of security printing is to prevent forgery, tampering, or counterfeiting. More recently many of the techniques used to protect these high-value documents have become more available to commercial printers whether they are using the more traditional offset and flexographic presses or the newer digital platforms. Businesses are protecting their lesser-value documents such as transcripts, coupons and prescription pads by incorporating some of the features listed below to ensure that they cannot be forged or that alteration of the data cannot occur undetected.

A number of technical methods are used in the security printing industry. Security printing is most often done on security paper, but it can also occur on plastic materials.

• 2Watermarks

Special substrate[edit]

The substrate of most banknotes is made of paper, almost always from cotton fibres for strength and durability, in some cases linen or speciality coloured or forensic fibres are added to give the paper added individuality and protect against counterfeiting. Some countries, including Canada, Nigeria, Romania, Mexico, New Zealand, Israel, Singapore, Malaysia, England and Australia, produce polymer (plastic) banknotes, to improve longevity. They may include transparent windows (up to 10 millimeters in diameter) as a security feature in areas which are not covered by the opacifying layer. Paper substrate may also include windows based on laser-cut holes covered by a security foil with holografic elements. All of this makes it difficult to reproduce using common counterfeiting techniques.

• Transparent Windows

• Recto of 1 Romanian Leu banknote (series 2005) with partially overprinted window on the left (polymer substrate)

• Recto of 20 euro banknote (series ES2) with holografic foil over the window (upper right side) (paper substrate)

• Verso of 20 euro banknote (series ES2) with holografic foil over the window (upper left side)

Watermarks[edit]

True watermarks[edit]

A true watermark is a recognizable image or pattern in paper that appears lighter or darker than surrounding paper when viewed with a light from behind the paper, due to paper density variations. A watermark is made by impressing a water coated metal stamp or dandy roll onto the paper during manufacturing. Watermarks were first introduced in Bologna, Italy in 1282; as well as their use in security printing, they have also been used by papermakers to identify their product. For proofing the authenticity, the thinner part of the watermark will shine brighter with a light source in the background and darker with a dark background. The watermark is a proven anti-counterfeit technology because most counterfeits are simulating its appearance by a printing pattern only.

• Watermarks in Paper Substrate

• Watermark in a postage stamp from Zululand (around 1900)

• Watermark in a 100 Deutsche Mark (series BBk-IIIa) from Deutsche Bundesbank

• Watermark in a 100 euro (series ES1) from European Central Bank

• Watermark in a 5 euro (series ES2) from European Central Bank

Simulated watermarks[edit]

Printed with white ink, simulated watermarks have a different reflectance than the base paper and can be seen at an angle. Because the ink is white, it cannot be photocopied or scanned.^[1] A similar effect can be achieved by iriodin varnish which creates reflections under certain viewing angles only and is transparent otherwise.

Watermarks are sometimes simulated on polymer currency by printing an according pattern, but with little anti-counterfeiting effect. For example, the Australian dollar has its coat of arms watermarked on all its plastic bills. A Diffractive Optical Element (DOE) within the transparent window can create a comparable effect but requires a laser beam for its verifcation.

Intaglio printing[edit]

Intaglio is a printing technique in which the image is incised into a surface. Normally, copper or zinc plates are used, and the incisions are created by etching or engraving the image, but one may also use mezzotint. In printing, the surface is covered in ink, and then rubbed vigorously with tarlatan cloth or newspaper to remove the ink from the surface, leaving it in the incisions. A damp piece of paper is placed on top, and the plate and paper are run through a printing press that, through pressure, transfers the ink to the paper.

The very sharp printing obtained from the intaglio process is hard to imitate by other means. Intaglio also allows for the creation of latent images which are only visible when the document is viewed at a very shallow angle.

Geometric lathe work[edit]

A guilloché is an ornamental pattern formed of two or more curved bands that interlace to repeat a circular design. They are made with a geometric lathe.

Microprinting[edit]

This involves the use of extremely small text, and is most often used on currency and bank checks. The text is generally small enough to be indiscernible to the naked eye. Cheques, for example, use microprint as the signature line.

• Enlarged microprinting

• Recto of 100 euro (series ES1) (lower left)

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• Recto of 1 US dollar with microprinting and guilloché in the pyramid

Optically variable ink[edit]

Optically Variable Ink (OVI) is made from mica.^[2]

Colored magnetizable inks are prepared by including chromatic pigments of high color strength. The magnetic pigments’ strong inherent color generally reduces the spectrum of achievable shades. Generally, pigments should be used at high concentrations to ensure that sufficient magnetizable material is applied even in thin offset coats. Some magnetic pigment are best suited for colored magnetizable inks due to their lower blackness.

Homogenous magnetization (no preferred orientation) is easily obtained on pigment made of spherical particles. Best results are achieved when remanence and coercive field strength are very low and the saturating magnetization is high.

When pearlescent pigments are viewed at different angles the angle of the light as it's perceived makes the color appear to change as the magnetic fields within the particles shift direction.

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• Optically variable ink

• Emerald number of 5 euro (series ES2)

Holograms[edit]

A hologram may be embedded either via hot-stamping foil, wherein an extremely thin layer of only a few micrometers of depth is bonded into the paper or a plastic substrate by means of a hot-melt adhesive (called a size coat) and heat from a metal die, or it may be directly embossed as holographic paper, or onto the laminate of a card itself.When incorporated with a custom design pattern or logo, hologram hot stamping foils become security foils that protect credit cards, passports, bank notes and value documents from counterfeiting. Holograms help in curtailing forging, and duplication of products hence are very essential for security purposes. Once stamped on a product, they cannot be removed or forged, enhancing the product at the same time. Also from a security perspective, if stamped, a hologram is a superior security device as it is virtually impossible to remove from its substrate.^{[citation needed]}

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• Foils with holograms

• Hologram on a 100 euro (series ES1)

Security threads[edit]

Metal threads and foils, from simple iridescent features to foil color copying to foils with additional optically variable effects are often used.

There are two kinds of security threads. One is a thin aluminum coated and partly de-metalized polyester film thread with microprinting which is embedded in the security paper as banknote or passport paper. The other kind of security thread is the single or multicolor sewing thread made from cotton or synthetic fibers, mostly UV fluorescent, for the bookbinding of passport booklets. In recent designs the security thread was enhanced with other security features such as holograms or three-dimensional effects when tilted.

On occasion, the banknote designers succumb to the Titanic effect (excess belief in the latest technology), and place too much faith in some particular trick. An example is the forgery of British banknotes in the 1990s. British banknotes in the 1990s featured a 'windowed' metal strip through the paper about 1 mm wide that comes to the paper surface every 8 mm. When examined in reflected light, it appears to have a dotted metallic line running across it, but when viewed through transmitted light, the metal strip is dark and solid.

Duplicating this was thought to be difficult, but a criminal gang was able to reproduce it quickly. They used a cheap hot-stamping process to lay down a metal strip on the surface of the paper, then printed a pattern of solid bars over it using white ink to leave the expected metal pattern visible. At their trial, they were found to have forged tens of millions of pounds’ worth of notes over a period of years.^[3]

• Security threads

• Security thread of 100 euro (series ES1) (only visible in transmitted light)

• Security thread of 100 US dollar (series 2009) with the 3D security ribbon

• Security thread of 500 Russian ruble (series 2010) with hologram

Magnetic ink[edit]

Because of the speed with which they can be read by computer systems, magnetic ink character recognition is used extensively in banking, primarily for personal checks. The ink used in magnetic ink character recognition (MICR) technology is also used to greatly reduce errors in automated (or computerized) reading. The pigment is dispersed in a binder system (resin, solvent) or a wax compound and applied either by pressing or by hot melt to a carrier film (usually polyethylene).^[4]

Some people believe that the magnetic ink was intended as a fraud prevention concept, yet the original intent was to have a non-optical technology so that writing on the cheque, like signatures, would not interfere with reading. The main magnetic fonts (E13-B and CMC7) are downloadable for a small fee and in addition magnetic toner is available for many printers. Some higher resolution toners have sufficient magnetic properties for magnetic reading to be successful without special toner.

Serial numbers[edit]

Serial numbers help make legitimate documents easier to track and audit. To help detect forgeries serial numbers will normally have a check digit to verify the serial number. In banknote printing the unique serial number provides effective means for the monitoring and verification of the production volume.

Another method of protection is to create trap numbers within the serial number range. For example, the system may automatically invalidate numbers which are in a range of 200-300 (e.g. 210, 205 would be invalid). The system may even take single random numbers within a block (e.g. ending in 51, 37, 48 within a 200-300 range would be invalid).

• Serial numbers of banknotes

• Russian ruble (series 2006) with variable font size (right)

• 200 Guatemalan quetzal with lasered serial number (in the white area)

• Iranian rial with Arabic script and Eastern Arabic numerals

Anti-copying marks[edit]

In the late twentieth century advances in computer and photocopy technology made it possible for people without sophisticated training to easily copy currency. In an attempt to prevent this, banks have sought to add filtering features to the software and hardware available to the public that senses features of currency, and then locks out the reproduction of any material with these marks. One known example of such a system is the EURion constellation.

• Banknotes with anti-copying marks

• Recto (cutout) of 20 US dollar (as part of the value numeral 20)

Copy-evident[edit]

Sometimes only the original document has value. An original signed cheque for example has value but a photocopy of it does not. An original prescription script can be filled but a photocopy of it should not be. Copy-evident technologies provide security to hard copy documents by helping distinguish between the original document and the copy.

The most common technology to help differentiate originals from copies is the void pantograph. Void pantographs are essentially invisible to the untrained, naked eye on an original but when scanned or copied the layout of lines, dots and dashes will reveal a word (frequently VOID and hence the name) or symbol that clearly allows the copy to be identified. This technology is available on both traditional presses (offset and flexographic) and on the newer digital platforms. The advantage of a digital press is that in a single pass through the printer a void pantograph with all the variable data can be printed on plain paper.

Copy-evident paper, sometimes marketed as ‘security paper’, is pre-printed void pantograph paper that was usually produced on an offset or flexographic press. The quality of the void pantograph is usually quite good because it was produced on a press with a very high resolution and when only a small number of originals are to be printed it can be a cost effective solution however the advent of the digital printer has rapidly eroded this benefit.

A second technology which complements and enhances the effectiveness of the void pantograph is the Verification Grid. This technology is visible on the original, usually as fine lines or symbols but when photocopied these lines and images disappear; the inverse reaction of the void pantograph. The most common examples of this technology are on the fine lines at the edge of a cheque which will disappear when copied or on a coupon when a symbol, such as a shopping cart, disappears when an unauthorized copy is made. Verification Grid is available for either traditional or digital presses.

Together the void pantograph and the Verification Grid complement each other because the reactions to copying are inverse, resulting in a higher degree of assurance that a hard copy document is an original.

Prismatic coloration[edit]

The use of color can greatly assist the prevention of forgeries. By including a color on a document a color photocopier must be used in the attempt to make a copy however the use of these machines also tends to enhance the effectiveness of other technologies such as Void Pantographs and Verification Grids (see Copy-evident above).

By using two or more colors in the background and blending them together a prismatic effect can be created. This can be done on either a traditional or a digital press. When a document using this technique is attempted to be photocopied the scanning and re-creation by a color copier is inexact usually resulting in banding or blotching and thereby immediate recognition of the document as being a copy.

A frequent example of prismatic coloring is on checks where it is combined with other techniques such as the Void Pantograph to increase the difficulty of successful counterfeiting.^[5]

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Halo[edit]

Quilt Pantograph Software

Carefully created images can be hidden in the background or in a picture on a document. These images cannot be seen without the help of an inexpensive lens of a specific line screening. When placed over the location of the image and rotated the image becomes visible. If the document is photocopied the Halo image is lost. A known implementation is Scrambled Indicia.^[6]

Halo can be printed on traditional or digital presses. The advantage of traditional presses is that multiple images can be overlaid in the same location and become visible in turn as the lens is rotated.

Halo is used as a technique to authenticate the originality of the document and may be used to verify critical information within the document. For example, the value of a coupon might be encoded as a Halo image that could be verified at the time of redemption or similarly the seat number on a sporting event ticket.

False-positive testing[edit]

False-positive testing derives its name because the testing requires both a false and a positive reaction to authenticate a document. The most common instance is the widely available counterfeit detector marker seen in many banks and stores.

Counterfeit detector markers use a chemical interaction with the substrate, usually paper, of a document turning it a particular color. Usually a marker turns newsprint black and leaves currency or specially treated areas on a document clear or gold. The reaction and coloring varies depending upon the formulation. Banknotes, being a specially manufactured substrate, usually behave differently than standard newsprint or other paper and this difference is how counterfeits are detected by the markers.

False-positive testing can also be done on documents other than currencies as a means to test their authenticity. With the stroke of a marker a symbol, word or value can be revealed that will allow the user to quickly verify the document, such as a coupon. In more advanced applications the marker creates a barcode which can be scanned for verification or reference to other data within the document resulting in a higher degree of assurance of authenticity.

Photocopied documents will lack the special characteristics of the substrate so are easily detectable. False-positive testing generally is a one time test because once done the results remain visible so while useful as part of a coupon this technique is not suitable for ID badges for example.

Fluorescent and phosphorescent dyes[edit]

Fluorescent dyes react with fluorescence under ultraviolet light or other unusual lighting. These show up as words, patterns or pictures and may be visible or invisible under normal lighting. This feature is also incorporated into many banknotes and other documents - e.g. Northern Ireland NHS prescriptions show a picture of local '8th wonder' the Giant's Causeway in UV light. Some producers include multi-frequency fluorescence, such that different elements fluoresce under specific frequencies of light. Phosphorescence may accompany fluorescence and shows an after-glow when the UV light is switched off.

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• Fluorescence of 50 euro banknote (series ES1)

• Recto at 350 nm
  The foil of the kinegram (bottom right) and colored fibres show up

• Verso at 350 nm
  The colored fibres are clearly visible

Registration of features on both sides[edit]

Banknotes are typically printed with fine alignment (so-called see-through registration window) between the offset printing on each side of the note. This allows the note to be examined for this feature, and provides opportunities to unambiguously align other features of the note to the printing. Again, this is difficult to imitate accurately enough in most print shops.

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• See-through registration

• Registration pattern of 100 euro (series ES1) (recto)

• Registration pattern of 100 euro (series ES1) (verso)

• Registration pattern of 100 euro (series ES1) (transmission)

• Registration pattern of 50 Swiss franc (8th series) (transmission)

Electronic devices[edit]

With the advent of RFID which is based on smart card technology, it is possible to insert extremely small RF-active devices into the printed product to enhance document security. This is most apparent in modern biometric passports, where an RFID chip mirrors the printed information. Biometric passports additionally include data for the verification of an individual fingerprint or face recognition at automated border control gates.

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Thermochromatic ink[edit]

Security ink with a normal 'trigger' temperature of 88 °F (31 °C), which will either disappear or change colors when the ink is rubbed, usually by the fingertips.

Latent images[edit]

Pressure-sensitive or hot stamped labels characterized with a normal (gray or colored) appearance. When viewed via a special filter (such as a polarizer) an additional, normally latent, image appears. With intaglio printing, a similar effect may be achieved for viewing the banknote from a slanted angle.

See also[edit]

• Authentication, particularly the subject product authentication
• Tamper-evident technology, particularly for money and stamps
• Tamper resistance, particularly the subject packaging

References[edit]

1. ^'Security Features'(PDF). Atlanta, GA: Advantage Laser Products. p. 1. Retrieved 26 May 2014.
2. ^'Weather Resistance Series, Pearlescent Pigment, Pearl EX Pigments'. Dynasty Chemicals (NingBo) Co., Ltd. Retrieved 26 May 2014. Pearlescent Pigments are made from mica and they are widely used in paits, coating, printing ink, plastic, cosmetic, leather, wallpaper etc.
3. ^Security Engineering: A Guide to Building Dependable Distributed Systems(PDF). p. 245. Retrieved 26 May 2014. banknote designers succumb to the Titanic effect
4. ^'Magnetic pigments'(PDF). BASF, The Chemical Company. July 2004: 6. Retrieved 26 May 2014.Cite journal requires journal= (help)
5. ^'Security Features'(PDF). Advantage Laser Products. Retrieved 26 May 2014. Prismatic Two-Color Pantograph A multi-color background in which two colors change density and blend into each other, making it very difficult to reproduce
6. ^'Digital Document Security'(PDF). H.W. Sands Corp. and Graphic Security Systems Corporation. pp. 7–11. Retrieved 2019-06-15.

External links[edit]

• 'Banknote security features'(PDF). Billetaria issue 16. Madrid: Banco de Espana. October 2014. pp. 46–47. Retrieved 2019-06-13. It presents a catalogue of the main banknote security features recognisable by the public and currently in use worldwide.
• Security Printing Conference by Pira International

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